The Certificate of Banking Asset and Liability Management (CertBALM®) has been developed over the last eighteen months by the UK’s Asset and Liability Management Association Limited (ALMA) and is accredited by the Association of Corporate Treasurers (ACT).  The CertBALM® has been designed to provide a benchmark qualification in bank and building society asset and liability management and be a stand-alone qualification which is recognised by the banking industry.  It is a Level 6 qualification – equivalent to finals year honours degree – and equates to 200 hours of learning over a period of 6 months.

accredited by the Association of Corporate Treasurers (ACT) Accredited by the Association of Corporate Treasurers (ACT)

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Formed in 1992 as a trade association of asset & liability risk management practitioners in leading banks, building societies and other related companies the Association became a company limited by guarantee on 6 June 2014. The company began trading on 1 November 2014 when it took over the assets of the Association.

The Asset and Liability Management Association Limited

The company currently has participants from over 60 UK, Irish and international institutions. It continues to expand further into Europe with well developed links with AFGAP, a similar body in France.

The company’s primary aim is to provide education and promote awareness of asset and liability risk management issues. It does this through a series of courses, conferences and evening events. At these fora the Company seeks to promote and share best practice in related risk management techniques and approaches. The company provides a deliberately informal forum in which risk management professionals can network and discuss the issues facing the industry and their responses to these challenges. The company (and before it the Association) has fostered a culture of candour and openness to share views on areas as diverse as risk systems strategy, structuring of balance sheets to manage liquidity, credit and capital, experience in e-commerce and strategic business direction.


“I found the Case Study very useful as it brought all the learning together and was very informative and insightful to learn about a different bank. It was great to network and my fellow students and I have kept in touch now the exams are over.”

CertBALM®April 2017
Residential School

“Very well rounded course. Very relevant to today’s Treasury function in a bank. Extremely happy I signed up for the certificate.”

Residential SchoolJune 2017

“Personally I have found CertBALM to be pitched at the right level, manageable in terms of time commitment and relevant to current and potential future roles. It offers the right balance of commerciality, development and challenge with an added benefit of networking with peers and established industry members.”

CertBALM®April 2017